KEYS Visa® COMMERCIAL CARD

Your Keys® Business Account

All-in-one business management, faster payouts, and zero fees. Open your account in minutes—FREE.


Set up Account

Keys® Inc. is a financial technology company and is not a bank. Keys® Commercial Credit cards are issued by Celtic Bank, a Utah-chartered Industrial Bank (Member FDIC). Keys® partners with Stripe Payments Company for money transmission services

Meet Keys® Business Account

The free business financial account built right into your Keys® admin.

Earn 3.86% on all your money

Keys® rewards you with 3.86% in the form of an annual percentage yield (APY) on all money held in your Keys® Business Account.

Complete view of your business finances

Manage your money where you make it with comprehensive dashboards, filters, and reports.

Physical and virtual business spending cards

Earn cashback and exclusive rewards for everyday business purchases.

Freedom to make money moves on the go

Get the best of Balance with the Keys® Business Account.

This is a reward provided by Keys® and is not interest. The rate is variable, subject to change without notice, and accurate as of June 27, 2024. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Keys® Business Account.

Skip the fees

No monthly, transfer, or ATM fees.1 Plus, no minimum balance required.

Get paid faster

Receive money from your Keys® Business Account sales up to 7 days earlier than a bank.

Make money on your money

Put more money into your business with a 3.86% APY on any Keys® Business Account.

Stay on top of your finances

Open up to 5 extra accounts to organize funds—from bills and taxes to inventory and more.

Simplify taxes

Automatically set aside sales tax and sync transactions to your favorite Keys® Business.

Earn cashback on spending

Get a free spending card and earn cashback on eligible purchases.

Earn more with Balance

Turn idle cash into extra earnings with 3.86% APY. Your money grows in Balance every month and compounds over time—no minimum or maximum limits on your Keys® Business Account.

Account balance $5,000USD

The calculator is for illustrative purposes only. It assumes no rate changes and that your account balance at year 1 and all APY accrued remains in Keys® Business Account.

Earnings over time

5 years $6,671.55USD
5 years $6,671.55USD
5 years $6,671.55USD
5 years $6,671.55USD
5 years $6,671.55USD