Keys Visa® Spend Card
Get paid instantly with the Keys Visa® Spend Card
No more waiting days for payouts. Access your earnings the moment you finish a job – anytime, anywhere.
- Instant payouts
- Business expense flexibility
- Visa-backed security
What is the Keys Visa® Spend Card?
The Keys Visa® Spend Card, powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc., is the fastest way for service providers on the Keys® platform to access their earnings. It works just like a regular debit card — physical or virtual — and is directly linked to your Keys Financial Account.
With the Keys Visa® Spend Card, your earnings are instantly available as soon as you complete a job.
Why it matters for your business
- Instant access to earnings
- No more waiting days for payouts. Funds are available immediately after job completion.
- Cash flow flexibility
- Cover gas, parts, or tools on the spot — your money is always ready.
- ATM withdrawals
- Access your funds in cash when needed.
- Virtual and physical cards
- Use your digital card instantly online or request a physical card for everyday purchases.
- Secure transactions
- Backed by Visa's global security network, so your funds are protected.
How it helps service providers
- Smooths out cash flow gaps when you're waiting on invoices.
- Reduces dependency on third-party payment apps.
- Keeps your business and personal expenses separate.
- Provides a professional financial tool built specifically for locksmiths and roadside service providers.
How to get your Keys Visa® Spend Card
- Register as a service provider on the Keys® platform.
- Complete your business verification (license, ID, tax info).
- Activate your Keys Financial Account powered by Stripe Payments Company.
- Request your card: a virtual card for instant access upon approval, or a physical card delivered to your business address.
Manage it alongside your earnings in the Keys Business Account.
Quick facts
- Keys Visa® Spend cards are powered by Stripe and issued by Celtic Bank.
- Works anywhere Visa is accepted worldwide.
- Keys Inc. partners with Stripe Payments Company for money transmission services and account services, with funds held at Fifth Third Bank, N.A., Member FDIC.
- Financial Accounts are eligible for FDIC pass-through deposit insurance through Fifth Third Bank, N.A., Member FDIC, if certain requirements are satisfied.
